Employer-sponsored Health Plans When you are employed through any time of company most of the time for at least thirty days they offer you insurance through their health care providers. The company you work for has a preset insurance company that they use. You may have options to choose from such as health, dental, vision, or medical for yourself, a spouse, or as a family coverage policy these options are called riders. When you purchase this insurance your employer general takes it out of your check every pay period and there is a deductible that has to be met before there is no out of pocket expenses from you, there is also a co-pay in most cases for this insurance. When you purchase insurance through your employer the employer is the policy holder not you, you are the certificate...