Week 5 - Discussion The first piece of useful information I would tell Kyle is most student loans everyone is more than likely eligible for at least one income driven loan and/or an income-based repayment loan. These repayment plans are based on a percentage of your income; because of that, they are designed to make your student loans more manageable by reducing your payment amount. The second piece of information that I would tell Kyle is to learn his options on repayment plans, deferment and forbearance, and consolidating your loans to find out the best option for him. Third I would, later, see if you will end up qualifying to have some or all your federal loan amount forgiven if you enter and continue to work full-time for a nonprofit or a public service career. Its called the...