Time Remaining:

1.(TCO 1) Which of the following would increase the risk of a loan? (Points: 1)

rising consumer prices

a short time to maturity

lower consumer prices

constant interest rates

a good credit rating

2.(TCO 1) The stages that an individual goes through based on age, financial needs, and family situation is called the: (Points: 1)

financial planning process.

budgeting procedure.

personal economic cycle.

adult life cycle.

tax planning process.

3.(TCO 1) Some savings and investment choices have the potential for higher earnings. However, these may also be difficult to convert to cash when you need the funds. This problem refers to: (Points: 1)

Inflation risk.

Interest rate risk. ...